Providing news articles from a debt prevention perspective.

When is your Debt Independence Day?

By Eric Swanson

Image by Esparta

We would like to introduce our newest project called:

Debt Independence Day


Getting out of debt and staying out of debt is a financial marathon. It will take discipline and dedication to beat debt.

The first step is to determine when you can expect to be out of debt.
This date is called your Debt Independence Day.

I encourage you to create a spreadsheet program that will list you debts, interest rates, and current payments that will calculate your Debt Independence Day.

-OR-

Online Calculator

Beating Debt Charts is a service that allows you to chart your debt, earn awards for beating debt, receive encouragement from friends, and discuss personal finance topics in your own private forum. When you subscribe to Beating Debt Charts you will also have access to the custom calculator that will help you determine your Debt Independence Day.

All these services are included in your yearly subscription of $2.99.

-OR-

BDO Debt Repayment Plan

Use this excel document to calculate your Debt Independence Day using the rollover method. It will return the date you can expect to be out of debt based on your inputs.

The great thing about this spreadsheet is you can save your inputs and update it as you see fit. This product costs $3.


  1. Both of those products can you help you determine your Debt Independence Day.
  2. After finding your Debt Independence Day, uniquely share that picture on Flickr.
  3. Then share that picture with our Debt Independence Day Flickr Group.

I hope this site enables you to live humbly, stay away from debt, and give generously.

DebtIndependenceDay.org

–Show off your Debt Independence Day to the world.–

When is your Debt Independence Day?

BeatingDebt.org

–Convincing People To Stay Away From Debt–

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Volunteer or Donate to Help Teach More People Debt Prevention.

Show others how much you’ve beaten debt
for the price of one latte a year. – – Beating Debt Charts

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