Credit cards are the first debt to concentrate due to high interest rates and ease of temptation.
Using Lap 1-2 tools, use all available funds for the completion of Lap 3.
Run Route - Lap 1 - Lap 2 - Lap 3 - Lap 4 - Lap 5 - Lap 6 - Lap 7
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Lap 3
Pay off credit cards.
The following are tools and resources to help you pay off credit cards.
Track your personal debts using Beating Debt Charts. |
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Join a Keeping Pace Group. |
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Invite your local business to join ShopResponsibly.org. |
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Encourage or Be Encouraged in the Lap 3 Online Group. |
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| Suggested Donation | ||||
| Excel | Example | |||
| BDO Debt Repayment Plan | Use this excel document to calculate when you will be out of debt by using the rollover method. | $3 or 2 Volunteer Opps | Example | |
| Financial Calculators | ||||
BeatingDebt.org believes in the barter system. So, our suggested donation is through cash or through volunteer opportunities. You can pay through PayPal or sign up to volunteer for the number of volunteer opportunities listed.
Run Route - Lap 1 - Lap 2 - Lap 3 - Lap 4 - Lap 5 - Lap 6 - Lap 7
Remember, this is a financial marathon, not a sprint.
This will take time, stay encouraged.
User Supported:
"One man pretends to be rich, yet has nothing; another pretends to be poor, yet has great wealth" - Pvbs 13:7 NIV
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