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This policy is valid from 21 January 2009.

BeatingDebt.org is not a licensed financial planning organization. BeatingDebt.org is a non-profit, 501(c)(3) organization dedicated to sharing common knowledge about personal finances. For specific recommendations about your situation, please consult your lawyer or certified financial planner. Any advice taken from BeatingDebt.org must be used with the assumption of risk.

BeatingDebt.org does not advocate, support, or practice unlawful discrimination based on age, ethnicity, gender, national origin, disability, race, size, religion, sexual orientation, or socioeconomic background. If you are in debt, it is our organization’s mission to provide you with the education and resources for you to get out of debt and earn your freedom.

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Hebrews 12:1

Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles, and let us run with perseverance the race marked out for us.